Kickstart Your Financing Journey with
No matter your credit — Premium, Standard or Entry level — our financing options make it easy to shop now and pay later. Choose the plan that fits your situation, with flexible terms, fast approvals, and no hidden fees.
Get the Products You Need Today and Pay Over Time with First Used Auto Parts! Our Financing Through Us program makes it easy to shop now and stress less, no matter your credit situation. Start your journey toward ownership with simple, fast approvals and flexible payment plans that fit your lifestyle.
Stress-Free Financing Made Simple
Getting started with First Used Auto Parts Financing is easy and worry-free. Our soft credit check ensures your credit score stays untouched when you apply, so you can explore financing without pressure. Enjoy affordable monthly payments through flexible plans built with fairness and transparency. Plus, with our instant evaluation process, you’ll receive a personalized offer in seconds — helping you get what you need without delay.
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Flexible Financing Options for All Credit Types
Premium Financing
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Finance up to $20,000 with terms as long as 48 months*
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Competitive APR rates ranging from 0.0% to 20.9%*
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Enjoy 0% APR for the first 6 months
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Start with zero down payment
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No prepayment penalties — pay off anytime
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Absolutely no hidden fees
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Instant approvals to get you moving faster
*Available to qualified applicants
Standard Financing
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Financing available up to $6,500, with terms up to 24 months*
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90-day early payoff benefit
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Easy checkout starting at just $9.99
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Transparent terms — no hidden fees
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Quick, hassle-free approval process
*Available to qualified applicants
Entry-Level Financing
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No credit check required
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90-day “same as cash” option available
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Complete your purchase with zero upfront payment
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No bank account needed to apply or check out
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Financing available up to $5,000
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Flexible 13-month terms with weekly, biweekly, or semi-monthly payments